Restricted surface

Cards and rewards

Intentional card routing, benefit harvesting, and premium-card discipline, now starting to read real warehouse card and transaction data.

Visibility policyLandon + Adam

Use Amex Business Platinum for travel, premium protections, and benefit harvesting.

Use Ink Business Premier intentionally for operating spend, not vague points mythology.

Flag spend that lands on the wrong card so routing gets smarter over time.

Adobe

$71.97 · Software and SaaS

Current: Amex Business Platinum

This looks better suited for Chase Ink Business Premier.

DRI • American Express

Amex Business Platinum

Rewards programMembership Rewards

Annual fee$695.00

Current balance-$10,290.00

Points balance0

Estimated value$0.00

Best for flights, hotels, premium travel protections, and benefit harvesting.

Bad place for random unbonused operating spend if another card is stronger.

Vendor	Category	Amount	Suggestion
Adobe	Software and SaaS	$71.97	This looks better suited for Chase Ink Business Premier.

Benefit	Value	Status
No benefit snapshots loaded yet.

DRI • Chase

Rewards programInk Business Premier cash-back / business rewards

Annual fee$195.00

Current balance-$18,450.00

Points balance0

Estimated value$0.00

Best for deliberate operating spend and large business purchases.

Do not assume airline-transfer magic just because it says Ink on the front.

Vendor	Category	Amount	Suggestion
Gordian	Software and SaaS	$2,499.00	Good routing

Benefit	Value	Status
No benefit snapshots loaded yet.