Restricted surface
Cards and rewards
Intentional card routing, benefit harvesting, and premium-card discipline. This page should ultimately be visible to Landon and Adam only.
Current card stack
| Entity | Card | Issuer | Current balance | Trend |
|---|---|---|---|---|
| DRI | Chase Ink Business Premier | Chase ••••credit | -$18,450.00 | +$4.2k spend this week |
| DRI | Amex Business Platinum | American Express ••••platinum | -$10,290.00 | +$2.8k spend this week |
Strategy rules
Flights, lounges, protections, status, and premium-travel upside belong here when the credits are actually being harvested.
Treat it as a deliberate business-spend tool, not a fake transfer-game travel card by assumption.
If Business Platinum credits are not being used, the annual fee turns from premium to stupid fast.
Points strategy, premium benefits, and redemption logic stay restricted to Landon and Adam.
DRI • Chase
Chase Ink Business Premier
large business purchases where the card’s cash-back structure is strongest
general operating spend when simplicity beats transfer-game complexity
this is not the same transfer-happy Ultimate Rewards strategy as other Ink cards
do not assume airline/hotel transfer value logic without confirming product rules
Credits and benefits
| Benefit | Value | Status |
|---|---|---|
| Purchase protections / extended warranty value | $250.00 | Active |
| Large-spend business rewards lane | $400.00 | Needs routing policy |
DRI • American Express
Amex Business Platinum
flights and premium travel redemption
large travel/hospitality spend
awful card for random unbonused ops spend if a better card exists
annual fee is dumb unless credits and lounge/travel perks are fully harvested
Credits and benefits
| Benefit | Value | Status |
|---|---|---|
| Airline incidental credit | $200.00 | Track annually |
| Dell / business credits | $400.00 | Needs benefit audit |
| Lounge / travel status / protections | $600.00 | Operational value depends on usage |